Southeast Asia’s Largest SME Digital Financing Platform | Funding Societies SG

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Start-Up Financing Short-term funding up to S$15K, 0% interest Micro Loans Lightning-fast loans up to S$150K, disbursed in 24 hours Business Term Loans Unsecured term loans up to S$1M for business growth Accounts Payable (AP) Financing Extend supplier payments and ease cash flow Accounts Receivable Financing (formerly Invoice Financing) Convert invoices into cash to boost liquidity Property Backed Secured Financing Convert property into cash with flexible secured financing Trade Term Loan Support trade cycles with fixed-term financing > See all products Discover business loans and financing options to grow your SME > Learn more about Business Loans
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Stronger Societies
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We are Southeast Asia’s largest SME digital financing and debt investment platform. We specialise in short-term financing for SMEs, funded by individual and institutional investors.
Get financing
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About Funding Societies

Launched in 2015, our mission is to uplift societies in Southeast Asia by creating financial opportunities for everyone. As SMEs are the backbone of our economies, we are committed to solving the SME financing gap in the region by providing accessible and reliable business financing to individuals and institutions.
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A Group-Wide Track Record You Can Trust

Largest SME digital lender in Southeast Asia with proven scale and accessibility
Why Businesses Choose Us

Fast, Hassle-Free Business Financing

Get business funds disbursed quickly - with simple application, fast approvals, and no co llateral required for most loans.

Tech-Driven, Client-Centered

We combine tech efficiency with responsive support to help SMEs navigate their financing journey with confidence.

Trusted & Recognised

Recognised by regional regulators and industry bodies for our commitment to SME financing excellence.
Explore Our Working Capital Loans

Get started today!
Elevate helps businesses manage cash, financing, and payments — built by Funding Societies and CardUp.
Businesses simply sign up, choose their financing, and share necessary details securely.

Start-Up Financing

Get short-term funding with 0% interest on timely repayments. Stay flexible while easing your cash flow needs.
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Product of FS Capital Pte Ltd

Micro Loans

Access up to $150,000 quickly with disbursement in 24 hours. ideal for urgent and everyday business needs.
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Product of FS Capital Pte Ltd

Business Term Loan

Unsecured loans up to S$1 million with tenures of up to 36 months. Ideal for major purchases, or working capital.
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Product of FS Capital Pte Ltd
Apply nowin just 10 minutes via
Financing That Scales With Your Business

Accounts Payable Financing

Free up cash flow by extending supplier payments. Gain flexibility with longer credit terms to keep operations smooth.
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Product of FS Capital Pte. Ltd.

Accounts Receivable Financing

Unlock cash tied up in invoices with upfront payment. Keep your business moving without waiting for payments.
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Product of FS Capital Pte. Ltd.

Property Backed Secured Financing

Convert property value into cash with financing up to 80% of valuation. Longer tenures and competitive rates.
Learn more
Product of FS Capital Pte. Ltd.
Explore our full range of SME financing solutions here.
Trusted by SMEs and Investors Across Southeast Asia

As a small company with limited options, Funding Societies gave us the financial breathing room to focus on building the business. Turnaround time? One day. Sign me up.
Murugaiyan Selvam
Director | Vyas Engineering Pte Ltd
Funding Societies gives me an unconventional yet effective way to diversify my portfolio.
Lau Tian Wei
Investor | Co-author of CapitalistLAD
Upon approval I get the funds within 3 days. And the best part is that they offer S$10,000, repayment of S$2,000 over 5 months with no interest. It's attractive and a very good deal.
Go to testimonial video >
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Managing Director | C2G2 Design Pte. Ltd.
I find that Funding Societies is very good. The process is very easy, and these funds are very good cashflow for the company.
Go to testimonial video >
Tan Koh Sing
Director | Seng Hong Collectibles Pte. Ltd.
I used the first loan funds to pay our suppliers and execute a project . . . The return on this business investment is not just monetary, but also has an impact on society.
Go to testimonial video >
Founder and CEO | Solomon’s Guild
The application was approved very fast, and the funds came in time. The project I had in-hand was enabled by the funds.
Go to testimonial video >
Tang Peng Koon
Managing Director | New & Novel Engineering
Funding Societies represents flexibility and speed. Their quick, responsive service helped us bridge cash flow gaps and focus on long-term opportunities — qualities that made us return time and again for our financing needs.
Venugopal Sankar
Director | Global Engineering Pte Ltd
We had a purchase order, but we needed the funds upfront. The problem was we were a new company... Funding Societies was able to bridge that gap for us.
Go to testimonial video >
Founder & Managing Partner | IncuBaker Cafe & Studio
As a small company with limited options, Funding Societies gave us the financial breathing room to focus on building the business. Turnaround time? One day. Sign me up.
Murugaiyan Selvam
Director | Vyas Engineering Pte Ltd
Funding Societies gives me an unconventional yet effective way to diversify my portfolio.
Lau Tian Wei
Investor | Co-author of CapitalistLAD
Upon approval I get the funds within 3 days. And the best part is that they offer S$10,000, repayment of S$2,000 over 5 months with no interest. It's attractive and a very good deal.
Go to testimonial video >
-1.png?width=50&name=Untitled%20design%20(18)-1.png)
Managing Director | C2G2 Design Pte. Ltd.
I find that Funding Societies is very good. The process is very easy, and these funds are very good cashflow for the company.
Go to testimonial video >
Tan Koh Sing
Director | Seng Hong Collectibles Pte. Ltd.
I used the first loan funds to pay our suppliers and execute a project . . . The return on this business investment is not just monetary, but also has an impact on society.
Go to testimonial video >
Founder and CEO | Solomon’s Guild
The application was approved very fast, and the funds came in time. The project I had in-hand was enabled by the funds.
Go to testimonial video >
Tang Peng Koon
Managing Director | New & Novel Engineering
Funding Societies represents flexibility and speed. Their quick, responsive service helped us bridge cash flow gaps and focus on long-term opportunities — qualities that made us return time and again for our financing needs.
Venugopal Sankar
Director | Global Engineering Pte Ltd
We had a purchase order, but we needed the funds upfront. The problem was we were a new company... Funding Societies was able to bridge that gap for us.
Go to testimonial video >
Founder & Managing Partner | IncuBaker Cafe & Studio
As a small company with limited options, Funding Societies gave us the financial breathing room to focus on building the business. Turnaround time? One day. Sign me up.
Murugaiyan Selvam
Director | Vyas Engineering Pte Ltd
Funding Societies gives me an unconventional yet effective way to diversify my portfolio.
Lau Tian Wei
Investor | Co-author of CapitalistLAD
Explore real SME business success stories! Watch our customer testimonial videos & learn how these amazing entrepreneurs from various industries overcome challenges, grow their businesses with Funding Societies.
SME Customer Testimonial Videos

More from our Google reviews

4.3★★★★★(172 reviews)
KSX Solutions
Thank you Efron bro from Funding Society to help our company to get the Funding. The process is easier and fast and Efron bro is friendly and the disbursement is fast also. SME owner who looking for funding should definitely look for Funding Societies
Super Executive
This is the best Entreprise Singapore business / product / service I have seen all my life. The way they described their products was clear and correct. The process was simple and speedy. We should have more of such organisations on our planet! Special thanks to Janice, Mavis and Craig who are very professional and dedicated.
The whole application process was really fast and smooth, everything was clear and straightforward. I got approval & disbursement quickly and didn’t have to go through any hassle. Overall, its was a great experience. Efficient, simple, and very user friendly! Mavis was prompt to follow up on any queries and eager to help. Would recommend.
View more reviews on Google


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Business Financing FAQs

Business loans can be used for specific needs such as buying inventory, upgrading equipment, expanding into new markets, or covering day-to-day operating costs.
Choosing the right financial solution for your business will depend on your needs and goals. Remember to carefully consider your financial situation when deciding whichSME loanis the suitable loan option for your business.
There are various types of business loans, each catering to specific needs. Some common types include:
* Accounts Receivable (AR) Financing
* Revolving Credit Line
* Start-up Financing
Interested In Financing?
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Get the business financing that you require. Simple application, fast approval.

Apply for business financing
Explore our full range of products
Pemberi Dana[email protected]
+62 877 7126 5290
Penerima Dana[email protected]
+62 877 7873 6144
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
[email protected]
General Enquiries:
Sales Enquiries:
108 Robinson Road

06-01

Singapore 068900
[email protected]
Primary contact
Secondary contact
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
SME Loan[email protected]****+66 93 139 9721
[email protected]
No. 29, Vanissa Building,
24th Floor, Room No. 2412 & 2414, Soi Chidlom,
Lumpini, Pathumwan,
[email protected]
(+84) 28 7109 7896
The Sarus Building
67 Nguyen Thi Minh Khai,
Ben Thanh Ward,District 1,
Ho Chi Minh City, Vietnam
174 Thai Ha Street,
Trung Liet Ward,
Dong Da District,

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Funding Societies is Southeast Asia's leading SME digital financing platform. We specialise in all forms of short-term financing for SMEs, funded by individual and institutional investors. We pride ourselves in speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. Backed by SoftBank Ventures Asia Corp and Sequoia India, amongst many others, Funding Societies has helped to finance over S$2 billion in business loans regionally. We are dedicated to the vision of enabling SMEs through equitable financial access, ultimately making a positive impact for our societies in Southeast Asia.
Funding Societies Pte. Ltd., FS Capital Pte. Ltd., FS Technologies Pte. Ltd. and CardUp Pte. Ltd. are part of the Funding Societies Brand.
Funding Societies Pte. Ltd.
Business Registration No.: 201505169M | CMS License No.: CMS100572
FS Capital Pte. Ltd.
Business Registration No.: 201631787R
FS Technologies Pte. Ltd.
Business Registration No.: 201935125G
CardUp Pte. Ltd.
Business Registration No.: 201536690R | Major Payment Institution License No.: PS20200484