Accredit Licensed Money Lender Yishun | Personal Loan Singapore

Accredit® Pte Limited is a licensed money lender in Yishun that offers reliable personal loans, payday loans, and business loans with fast approvals.
Located in 743 Yishun Ave 5, #01-548, Singapore 760743.
Accredit® Singapore Licensed Money Lender has been hearing feedback from our customers and now, we are bring our services to Yishun! For all our customers that stay in the North of Singapore, such as Marsiling, Woodlands, Admiralty, Sembawang, Khatib and Yio Chu Kang.
We are now poised to serve you even better, bringing our top quality customer service and expertise to wherever you are.
Getting There

Phone: 6219 2662

743 Yishun Ave 5, #01-548, Singapore 760743
Mon – Fri : 10am – 8pm
Sat – Sun:10am – 5pm
Public Holiday:
Subject to notice
Nearest Bus Stop:
Yishun Stn (59079)
Bus Service 117/117M/169/858/883/883B/
Nearby Bus Stop:
Yishun Ave 5 – Blk 741 (59141)
Bus Service 49 / 99 / 157 /
185 / 198 / 334 / 502 / 657
Nearest MRT:
NSL MRT: Marsiling MRT / Woodlands MRT / Admiralty MRT / Sembawang MRT / Khatib MRT / Yio Chu Kang MRT

Nearest Bus Station

Yishun Ave 2 – Yishun Stn (59079) is the nearest bus stop to reach Accredit Yishun.
You can take Bus Service 117/117M/169/858/883/883B/965/969to reach this stop. Just 1 minute walk from this bus stop will take you to our doorstep.
Yishun Ave 5 – Blk 741 (59141) also near to Accredit Yishun.
You can take Bus Service 171/856/858/859/969to reach this stop. Just 1 minute walk from this bus stop will take you to our doorstep.

Nearest MRT Station

Yishun MRT is the nearest MRT Station to reach us.

Walking Directions from Yishun MRT Station

Yishun MRT Station

Via Yishun Ave 5
1. Head west on Yishun Ave 5 towards Yishun Street 11 ( 150 m )
2. Destination is located on the left.We are located less than 5 Minutes’s walk from Yishun MRT.
Just 3 Simple Steps
to get you started on your way to fast cash loans!

Step 1: Get a Quote

Simply fill out the loan application form on this page or on ourapplication page. We’ll provide you with indicative loan information including an estimate for the loan repayment terms available.

Step 2: Get Your Approval

Our Credit Systems makes approval a fast and instantaneous process. Our officers will contact you to make an appointment if your application is successful.

Step 3: Get Your Money

Visit our Yishun branch with the necessary documents and get your money immediately! No waiting around – we are a licensed same day money lender in Yishun.
Yishun’s Best Money Lender

Accredit® is the licensed money lender Yishun locals can depend on for hassle-free applications and fast, same-day loan approvals. Whether you’re looking for a personal loan, payday loan, or business loan our experienced money lenders can provide you with credit counselling and financial planning advice to help you manage your expenses.
How Much Can I Borrow?

Minimum Loan Amount

There is no minimum loan amount from licensed money lenders in Singapore. But typically the loan amounts start from $500 for Singapore and Permanent Residents and $500 for foreigners.

Maximum Loan Amount

The maximum loan amount from licensed money lenders in Singapore is up to 6x times your monthly salary.
Most banks in Singapore require a minimum income of S$20,000 to be eligible for a personal loan. Accredit, on the other hand, offers accessible loans for individuals with low incomes of S$20,000 (or less).
What You’ll Need to Apply for a Loan

Requirement Documents:

Singaporean / PR

• Proof of Income (CPF)

Foreigner

• Employment Pass
• Proof of Address (E.g Telephone bill, Insurance letter, Utility bill and etc)
  Easy, fast application

Fill in the form below for fast approval loans!

Accredit® @ Yishun

743 Yishun Ave 5, #01-548, Singapore 760743

Accredit® @ Tampines

503 Tampines Central 1, #01-315, Singapore 520503

Accredit® @ Hougang

Blk 805 Hougang Central, #01-100, Singapore 530805

Accredit® @ Jurong

506 Jurong West St 52 #01-192, Singapore 640506

Email

[email protected]

Google Review

**### Frequently Asked Questions

What happens once my loan is approved?

Once you have been approved for your loan, our money lenders in Yishun will guide you through the disbursement and repayment schedule so that you clearly understand all of the terms and conditions of the loan. To ensure transparency and protection for you (the borrower) we adhere to the strict guidelines set out by the Ministry of Law (MinLaw).
1. Loan Contract Signing: We will provide you with a contract for your loan that outlines the loan amount, interest, and repayment terms and schedule for the loan.
2. Loan Disbursement: Once the contract has been signed and our local money lenders have run you through the terms of your loan, we will disburse the loan amount (typically within 30 minutes). The loan can be disbursed using various payment methods including cash, PayNow, or bank transfer, as agreed upon by both parties.
3. Repayment Schedule:You will be given a repayment schedule, and we will issue you with receipts for each payment that is made.
4. Ongoing Communication: Communication is key which is why we will keep in touch through your loan term to ensure a smooth repayment.
5. Loan Settlement:After your final loan repayment, we will issue you with a final statement that confirms your loan has been settled and there will be no further repayments required.
As fast money lenders in Yishun, our goal is to create a streamlined process that ensures that your loan application is assessed and approved in a simple and timely fashion.

How do the repayments work when you borrow money?

Loan repayments will cover both the principal and interest. Each month, you’ll pay back an amount that goes towards paying off the amount that you borrowed (the principal) as well as the loan interest rate which comes on top of the principal loan amount. Monthly repayments for the principal and interest are bundled into a single, easy-to-manage repayment that ensures you know exactly how much you pay each month.
We offer flexible repayment terms and repayment periods based on your unique financial circumstances. Our money lenders in Yishun will work with you to understand your monthly debts and your loan serviceability to work out a flexible loan repayment solution that works for you.

*What interest rate do you charge on a loan?*

Interest rates are subject to change based on a range of economic factors.
Unlike other Yishun money lenders we do not charge you the maximum interest rate of 4% per month which is set out by the Ministry of Law. We work with you to secure the best possible rates and tailor them towards your unique financial circumstances.
While some money lenders in Yishun may charge an administration fee of up to 10% of the principal amount of the loan, we are constantly working to make sure that our fees are both fair and competitive. If you happen to miss a repayment, rest assured knowing that any late fees are capped by law so that there are no hidden surprises waiting for you.

**How can I keep track of my monthly repayment schedule?****

When you take out a loan with Accredit® Yishun you’ll be provided with an easy monthly repayment schedule that you can track through our online customer portal or through our app. Our monthly repayment schedule and online portal provides you with upcoming payment dates, amounts, total balance of the loan, and any outstanding balances so that you never miss a payment.

*What is debt-to-Income and why is it important?*

Your debt-to-Income (DTI) calculates the percentage of your monthly gross income (your monthly salary before taxes) against the amount of money that goes towards paying your monthly debt payments.
Money lenders use your debt-to-income ratio to assess risk before determining how much an individual can borrow. Individuals with a good debt-to-income ratio are deemed to be lower risk and therefore and more likely to get approved for loans and have greater borrowing capacity than individuals with a poor debt-to-income ratio.